
You're Invited: Investing Moves to Boost After-Tax Returns
You've worked hard to fund your portfolio — your investment strategy should work just as hard to maximize your after-tax returns.
On September 17, join Range's CFPs and CPAs live for the practical moves that put more of your returns back in your pocket.
What we'll cover:
Investment moves to maximize your after-tax returns
How tax-loss harvesting can lower the taxes you owe
When direct indexing works (and when it doesn't)
How to build a diversified portfolio that reduces tax drag.
Range is all-in-one AI wealth management — tax, investments, retirement, and estate in one place. Bring your questions for the live Q&A. Free to attend, and seats are limited.
This webinar is for informational purposes only and does not constitute investment advice or a recommendation to buy, hold, or sell any security. Forward-looking statements involve risks and uncertainties. Past performance is not indicative of future results. Range defines "high earners" as households with income over $300k.
GM to the Top 1% ☕
I lost a deal last year and blamed the wrong thing for six months.
Solid discovery. Champion who returned every message. Budget confirmed in writing. Then it went quiet, the way deals do when a competitor sneaks in the back. I assumed I had been out-sold. I moved on.
The champion resurfaced this summer, friendly, no hard feelings, and told me what actually happened. There was no competitor. Their platform team had spun up a working version internally in about three weeks using agentic coding tools, and leadership decided that was good enough. I had spent the whole cycle defending against vendors who were never in the room.
💡 BUILD IS NOW A SEAT AT YOUR TABLE
Fresh McKinsey data, their State of AI 2026 report, 1,719 respondents across 97 countries: 32 percent of organizations decided against buying at least one software product or feature in the past year because they could build it internally with AI coding tools. Among the high performers, the small slice actually getting EBIT out of AI, it is closer to half.
Read that as a seller and it reorders your discovery. For years your competitive set was other vendors. Now the most dangerous alternative in most rooms has no logo, no sales team, and no pricing page. It is the buyer's own engineers, newly convinced they can ship in a sprint what used to take a year.
Here is the honest part I use to fight back, because it is true. Not renewing is not the same as banking the savings. Internal maintenance runs 15 to 25 percent of the original build cost every year, forever, and it lands on the same overloaded platform team that has forty other priorities. "We can build it" is a real threat. "We can build it, staff it, secure it, and keep it alive through three reorgs" is a much smaller club, and most buyers have never done the math on the second sentence.
The mistake I made was never asking. I sold against the vendors I could see and stayed blind to the one alternative that actually won. You surface build-versus-buy by naming it first, in discovery, before it becomes the silent reason your deal dies.
🔧 THE BUILD-VS-BUY DISCOVERY LAYER
Four questions to run on every deal above a threshold, early, out loud.
1. Ask it directly: "If you didn't buy this, what's the realistic in-house version, and who would own it?" Their face answers before their words do.
2. Price the second year, not the first: Walk them through maintenance at 15 to 25 percent of build cost, annually, on a team that is already underwater. You are not selling fear. You are selling the line item they forgot.
3. Find the opportunity cost: Every sprint their engineers spend rebuilding your category is a sprint not spent on the product their customers pay for. Make that trade visible.
4. Sell the boundary you own: Compliance, security posture, uptime guarantees, the roadmap they get for free. Name the parts of your offer that a three-week internal build quietly skips.
🎯 THIS WEEK'S HOMEWORK
Take your top open deal and answer one question honestly: could this buyer build a good-enough version internally, and have you ever asked them directly. If the answer is "maybe" and "no," you have your next call. Put build-versus-buy on the table before the platform team does.
❓ QUESTION OF THE DAY
When was the last time you asked a buyer what their in-house alternative actually looks like?
Reply with your answer. "Never" is the most common one, and it is costing deals you never see.
See you tomorrow.
Edward
Founder, Morning Sales
P.S. The build-versus-buy conversation is easy to fumble into sounding defensive. The 500 AI Sales Prompts manual has the total-cost-of-ownership and internal-alternative discovery prompts I now run on every enterprise deal, so the maintenance math comes out as a favor to the buyer instead of a scare tactic. 27 dollars: https://store.edwardgorbis.com

